Choose your state and county to see loan programs and limits:

DU Refi Plus (HARP)

DU Refi Plus (HARP)

As the HARP program is extended, new policies are being enacted to allow for more refinances to be underwritten through DU Refi Plus. The updates include the following: Refi Plus mortgages will no longer be subject to a maximum loan-to-value ratio (LTV) if they have...

FHA Short Refinance

FHA Short Refinance

A FHA option for Non-FHA Borrowers In August of 2010, the U.S. Department of Housing and Urban Development (HUD) announced the FHA short refinance option for homeowners with negative equity who wish to refinance their homes. The program is based on the FHA Refinance...

Refinancing A VA Loan

Refinancing A VA Loan

VA mortgage refinance programs. The VA gives veterans the opportunity to refinance their existing VA mortgage loan and secure a lower interest rate, lower payments, or both. In most cases, this can be done without having to go through the appraisal and credit...

VA Purchase Mortgage

VA Purchase Mortgage

Applying for a VA Loan   Program Basics America’s men and women who have served their country may be eligible to use the VA Loan program in order to make life a little easier. VA loans provide many options for helping veterans purchase, improve, or refinance their...

Hope for Homeowners

Hope for Homeowners

Hope for Homeowner program intends to help the homeowners who are at the risk of default and foreclosure by offering affordable loans. It is an additional mortgage option that helps to keep the homeowners in their homes. This program is effective from October 1st 2008...

USDA Programs

USDA Programs

USDA Guaranteed Home Loan The first step in obtaining a USDA Home Loan is checking to see if you meet the income requirements for your area. Applicants usually are required to earn 50% less then the area median income. click here for income eligibility. The next step...

Government shutdown and mortgages

Government shutdown and mortgages

Today the FHA asked all approved mortgagees and lenders to be understanding with homeowners who have been affected by the Governments shutdown. Fannie Mae, Freddie Mac and the Veterans Administration have also requested lenders to take action in protecting federal...

First-Time Homebuyer Tax Credit

Update on the First-Time Homebuyer Tax Credit Many people became first-time homebuyers in 2008 and 2009, thanks to the Housing and Economic Recovery Act of 2008 and the American Recovery and Reinvestment Act of 2009. The popular First-Time Homebuyer Credit, offered...

HARP Mortgage Program

HARP Mortgage Program

The Harp mortgage program has been extended through the end of December 2015.   Program Eligibility:   If you have not been thirty days or more late on your mortgage payment with in the last twelve months. There is no maximum LTV (Loan To Value) on fixed...

Conventional Energy Efficient Mortgages

Conventional Energy Efficient Mortgages

Fannie Mae & Freddie Mac Energy Efficient Mortgages (EEM)   Conventional EEMs can be offered by lenders who sell their loans to Fannie Mae and Freddie Mac.  Freddie Mac permits the use of higher housing expense to income and debt to income ratios if the home is...

VA Energy Efficient Mortgages

VA Energy Efficient Mortgages

What Is A VA EEM loan? As a Veteran, you can qualify for a lower interest rate and no down payment (non-veterans must pay 3% down). For an VA Energy Efficiency mortgage (EEM) the income qualifications are reduced when compared with a conventional VA home loan. The...

FHA PowerSaver

FHA PowerSaver

The FHA Power Saver was developed as part of the Recovery through Retrofit initiative. Power saver mortgages are Federal Housing Administration (FHA) insured, FHA PowerSaver loans will offer homeowners up to $25,000 to make certain energy-efficient improvements,...

Sponsored Ads

Sponsored Ads