First-Time Homebuyer Tax Credit

Update on the First-Time Homebuyer Tax Credit Many people became first-time homebuyers in 2008 and 2009, thanks to the Housing and Economic Recovery Act of 2008 and the American Recovery and Reinvestment Act of 2009. The popular First-Time Homebuyer Credit, offered...

(MCC) Mortgage Credit Certificates

  What is a Mortgage Credit Certificate? Mortgage Credit Certificates (MCC) were developed by the federal government to assist low- to moderate-income families with home ownership. The actual certificates are issued by state and local governments, using federal...

ENERGY STAR Mortgages

What is an Energy Star Mortgages?  These mortgages focus on home improvements to new and existing homes. The pilot program offers an opportunity to lower energy consumption while making affordable improvements to their home.  Some examples of energy improvements are:...

(EEM) Energy Efficiency Mortgage

What Are Energy Efficient Mortgages (EEMs)? Would you like to save money on your mortgage while helping to reduce carbon emissions? If so, an Energy Efficiency Mortgage (EEM) may be right for you. While most EEMs are used to purchase a new, ENERGY STAR qualified home,...